Retire Rich Weekly: More difficult to save in 2025?

Happy New Year! As we embark on 2025, it's the perfect time to review our finances. This week, I want to talk about savings. If you've been following me or are one of my valued clients, you know I apply a proprietary Kueh Lapis Investment Framework when building a retirement portfolio. This framework consists of three layers, with the foundation being the "Guaranteed Layer." So, what can form the "guaranteed layer"? Think of your CPF, T-Bills, Singapore Savings Bonds, bank deposits, and more....